@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');

:root {
  --retirement-calculator-advanced-teal: #0D9488;
  --retirement-calculator-advanced-teal-light: #14B8A6;
  --retirement-calculator-advanced-teal-dark: #0F766E;
  --retirement-calculator-advanced-navy: #0F172A;
  --retirement-calculator-advanced-navy-mid: #1E293B;
  --retirement-calculator-advanced-white: #FFFFFF;
  --retirement-calculator-advanced-gray: #F1F5F9;
  --retirement-calculator-advanced-gray-mid: #E2E8F0;
  --retirement-calculator-advanced-text: #0F172A;
  --retirement-calculator-advanced-text-muted: #64748B;
  --retirement-calculator-advanced-red: #DC2626;
  --retirement-calculator-advanced-amber: #D97706;
}

.retirement-calculator-advanced-wrap * { box-sizing: border-box; }

.retirement-calculator-advanced-wrap {
  font-family: 'Inter', sans-serif;
  max-width: 1100px;
  margin: 0 auto;
  padding: 20px;
  color: var(--retirement-calculator-advanced-text);
}

/* Header */
.retirement-calculator-advanced-header {
  background: linear-gradient(135deg, var(--retirement-calculator-advanced-navy) 0%, var(--retirement-calculator-advanced-navy-mid) 100%);
  color: var(--retirement-calculator-advanced-white);
  padding: 40px;
  border-radius: 16px;
  text-align: center;
  margin-bottom: 20px;
}
.retirement-calculator-advanced-header-icon { font-size: 48px; margin-bottom: 12px; }
.retirement-calculator-advanced-header h2 { font-size: 30px; font-weight: 800; margin: 0 0 8px; }
.retirement-calculator-advanced-header p { font-size: 15px; opacity: 0.7; margin: 0; }

/* Top bar: currency */
.retirement-calculator-advanced-topbar {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 16px;
}
.retirement-calculator-advanced-currency-field { flex: 0 0 auto; min-width: 220px; }

/* Tabs */
.retirement-calculator-advanced-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 4px;
  margin-bottom: 12px;
  border-bottom: 2px solid var(--retirement-calculator-advanced-gray-mid);
}
.retirement-calculator-advanced-tab-btn {
  padding: 9px 4px;
  margin-right: 18px;
  font-size: 13px;
  font-weight: 700;
  color: var(--retirement-calculator-advanced-text-muted);
  background: transparent;
  border: none;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  cursor: pointer;
  transition: color 0.15s ease, border-color 0.15s ease;
  font-family: inherit;
}
.retirement-calculator-advanced-tab-btn:hover { color: var(--retirement-calculator-advanced-navy); }
.retirement-calculator-advanced-tab-btn--active { color: var(--retirement-calculator-advanced-teal-dark); border-bottom-color: var(--retirement-calculator-advanced-teal); }
.retirement-calculator-advanced-tab-panel { display: none; }
.retirement-calculator-advanced-tab-panel--active { display: block; }
.retirement-calculator-advanced-hint { margin: 0 0 14px; font-size: 12.5px; color: var(--retirement-calculator-advanced-text-muted); line-height: 1.5; }
.retirement-calculator-advanced-hint small { color: var(--retirement-calculator-advanced-text-muted); }

/* History toggle sits below tabs */
.retirement-calculator-advanced-history-toggle-btn {
  display: block;
  width: 100%;
  padding: 11px 14px;
  background: var(--retirement-calculator-advanced-white);
  color: var(--retirement-calculator-advanced-text-muted);
  border: 1.5px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 10px;
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
  font-family: inherit;
  margin-bottom: 18px;
}
.retirement-calculator-advanced-history-toggle-btn:hover { border-color: var(--retirement-calculator-advanced-teal); color: var(--retirement-calculator-advanced-navy); background: var(--retirement-calculator-advanced-gray); }
.retirement-calculator-advanced-history-panel { margin-bottom: 20px; background: var(--retirement-calculator-advanced-gray); border: 1px solid var(--retirement-calculator-advanced-gray-mid); border-radius: 16px; padding: 20px 20px 22px; }
.retirement-calculator-advanced-history-head { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 10px; margin-bottom: 14px; }
.retirement-calculator-advanced-history-title { margin: 0; font-size: 15px; color: var(--retirement-calculator-advanced-navy); font-weight: 800; }
.retirement-calculator-advanced-history-head-actions { display: flex; gap: 8px; }
.retirement-calculator-advanced-history-list { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 10px; }
.retirement-calculator-advanced-history-item {
  display: block;
  width: 100%;
  text-align: left;
  background: var(--retirement-calculator-advanced-white);
  border: 1px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 10px;
  padding: 12px 14px;
  cursor: default;
  color: var(--retirement-calculator-advanced-text);
  font-family: inherit;
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}
.retirement-calculator-advanced-history-item:hover { border-color: var(--retirement-calculator-advanced-teal); box-shadow: 0 4px 12px rgba(13, 148, 136, 0.15); }
.retirement-calculator-advanced-history-item-top { display: flex; justify-content: space-between; gap: 10px; font-size: 11px; color: var(--retirement-calculator-advanced-text-muted); margin-bottom: 4px; }
.retirement-calculator-advanced-history-item-type { font-weight: 700; color: var(--retirement-calculator-advanced-teal-dark); }
.retirement-calculator-advanced-history-item-summary { font-size: 12.5px; color: var(--retirement-calculator-advanced-text-muted); margin-bottom: 3px; }
.retirement-calculator-advanced-history-item-result { font-size: 14px; font-weight: 800; color: var(--retirement-calculator-advanced-navy); }
.retirement-calculator-advanced-history-empty { margin: 6px 0 0; font-size: 13px; color: var(--retirement-calculator-advanced-text-muted); text-align: center; }
.retirement-calculator-advanced-export-card { position: absolute; left: -9999px; top: -9999px; }

/* Main Grid */
.retirement-calculator-advanced-main-grid { display: grid; grid-template-columns: 380px 1fr; gap: 24px; align-items: start; }
@media (max-width: 900px) { .retirement-calculator-advanced-main-grid { grid-template-columns: 1fr; } }

/* Inputs Panel */
.retirement-calculator-advanced-inputs-panel {
  background: var(--retirement-calculator-advanced-white);
  border: 1px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 16px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.retirement-calculator-advanced-field-group { display: flex; flex-direction: column; gap: 8px; }
.retirement-calculator-advanced-label { font-size: 12.5px; font-weight: 700; color: var(--retirement-calculator-advanced-navy); text-transform: uppercase; letter-spacing: 0.04em; }

.retirement-calculator-advanced-field label { display: block; font-size: 12.5px; font-weight: 600; color: var(--retirement-calculator-advanced-navy); margin-bottom: 6px; }
.retirement-calculator-advanced-field { flex: 0 1 auto; min-width: 0; }
.retirement-calculator-advanced-field-row > .retirement-calculator-advanced-field { flex: 1 1 180px; }
.retirement-calculator-advanced-field-btn { display: flex; align-items: flex-end; }
.retirement-calculator-advanced-field-row { display: flex; gap: 14px; margin-bottom: 16px; flex-wrap: wrap; }

.retirement-calculator-advanced-select, .retirement-calculator-advanced-input {
  width: 100%;
  border: 1.5px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 10px;
  padding: 10px 12px;
  font-size: 14.5px;
  font-family: inherit;
  color: var(--retirement-calculator-advanced-text);
  background: var(--retirement-calculator-advanced-white);
  transition: border-color .15s ease;
}
.retirement-calculator-advanced-select:focus, .retirement-calculator-advanced-input:focus { outline: none; border-color: var(--retirement-calculator-advanced-teal); }
.retirement-calculator-advanced-input:disabled { background: var(--retirement-calculator-advanced-gray); color: var(--retirement-calculator-advanced-text-muted); }

.retirement-calculator-advanced-input-wrap {
  display: flex;
  align-items: center;
  border: 2px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 10px;
  overflow: hidden;
  transition: border-color 0.2s;
}
.retirement-calculator-advanced-input-wrap:focus-within { border-color: var(--retirement-calculator-advanced-teal); }
.retirement-calculator-advanced-prefix { background: var(--retirement-calculator-advanced-gray); padding: 10px 14px; font-weight: 700; color: var(--retirement-calculator-advanced-teal-dark); font-size: 15px; }
.retirement-calculator-advanced-input-inner { border: none; outline: none; padding: 10px 14px; font-size: 15px; font-weight: 600; width: 100%; color: var(--retirement-calculator-advanced-navy); font-family: inherit; }

.retirement-calculator-advanced-checkbox-label { display: flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 600; color: var(--retirement-calculator-advanced-navy); cursor: pointer; margin-bottom: 14px; }
.retirement-calculator-advanced-checkbox-label input { accent-color: var(--retirement-calculator-advanced-teal); width: 16px; height: 16px; }

.retirement-calculator-advanced-divider {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 8px 0 16px;
  color: var(--retirement-calculator-advanced-text-muted);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.retirement-calculator-advanced-divider::before, .retirement-calculator-advanced-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--retirement-calculator-advanced-gray-mid);
}

/* Toggle switch (mode toggles: replacement% vs $, historical vs parametric, etc.) */
.retirement-calculator-advanced-mode-toggle { display: flex; gap: 6px; background: var(--retirement-calculator-advanced-gray); border: 1.5px solid var(--retirement-calculator-advanced-gray-mid); border-radius: 10px; padding: 4px; margin-bottom: 16px; }
.retirement-calculator-advanced-mode-toggle-btn {
  flex: 1;
  padding: 8px 10px;
  font-size: 12.5px;
  font-weight: 700;
  border: none;
  border-radius: 7px;
  background: transparent;
  color: var(--retirement-calculator-advanced-text-muted);
  cursor: pointer;
  font-family: inherit;
  transition: background .15s ease, color .15s ease;
}
.retirement-calculator-advanced-mode-toggle-btn--active { background: var(--retirement-calculator-advanced-teal); color: var(--retirement-calculator-advanced-white); }

/* Calc button */
.retirement-calculator-advanced-calc-btn {
  background: var(--retirement-calculator-advanced-teal);
  color: var(--retirement-calculator-advanced-white);
  border: none;
  padding: 15px;
  border-radius: 12px;
  font-size: 15px;
  font-weight: 700;
  cursor: pointer;
  width: 100%;
  transition: background 0.2s;
  letter-spacing: 0.3px;
  font-family: inherit;
  margin-top: 6px;
}
.retirement-calculator-advanced-calc-btn:hover { background: var(--retirement-calculator-advanced-teal-dark); }
.retirement-calculator-advanced-calc-btn:disabled { background: var(--retirement-calculator-advanced-text-muted); cursor: wait; }

.retirement-calculator-advanced-btn-ghost {
  background: var(--retirement-calculator-advanced-teal);
  color: var(--retirement-calculator-advanced-white);
  border: none;
  border-radius: 8px;
  padding: 10px 16px;
  font-size: 13px;
  font-weight: 600;
  font-family: inherit;
  cursor: pointer;
  white-space: nowrap;
}
.retirement-calculator-advanced-btn-ghost:hover { background: var(--retirement-calculator-advanced-teal-dark); }
.retirement-calculator-advanced-btn-ghost--small { padding: 7px 12px; font-size: 11.5px; }
.retirement-calculator-advanced-btn-ghost--muted { background: var(--retirement-calculator-advanced-white); color: var(--retirement-calculator-advanced-text-muted); border: 1.5px solid var(--retirement-calculator-advanced-gray-mid); }
.retirement-calculator-advanced-btn-ghost--muted:hover { color: var(--retirement-calculator-advanced-red); border-color: var(--retirement-calculator-advanced-red); background: var(--retirement-calculator-advanced-white); }

.retirement-calculator-advanced-add-row-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 9px 16px;
  font-size: 13px;
  font-weight: 700;
  color: var(--retirement-calculator-advanced-teal-dark);
  background: rgba(13, 148, 136, 0.08);
  border: 1.5px dashed var(--retirement-calculator-advanced-teal);
  border-radius: 10px;
  cursor: pointer;
  margin-bottom: 8px;
  font-family: inherit;
}
.retirement-calculator-advanced-add-row-btn:hover { background: rgba(13, 148, 136, 0.15); }

/* Collapsible person cards (Tab 4: Joint Household) */
.retirement-calculator-advanced-person-list { display: flex; flex-direction: column; gap: 12px; margin-bottom: 16px; min-width: 0; }
.retirement-calculator-advanced-person-card {
  background: var(--retirement-calculator-advanced-white);
  border: 1.5px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 14px;
  padding: 14px;
  min-width: 0;
  max-width: 100%;
}
.retirement-calculator-advanced-person-card-head {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  min-width: 0;
}
.retirement-calculator-advanced-person-card-toggle-icon {
  flex: 0 0 20px;
  font-size: 11px;
  color: var(--retirement-calculator-advanced-text-muted);
  transition: transform 0.15s ease;
  user-select: none;
}
.retirement-calculator-advanced-person-card--collapsed .retirement-calculator-advanced-person-card-toggle-icon { transform: rotate(-90deg); }
.retirement-calculator-advanced-person-card-name {
  flex: 1 1 auto;
  min-width: 0;
  font-size: 13.5px;
  font-weight: 700;
  color: var(--retirement-calculator-advanced-navy);
}
.retirement-calculator-advanced-person-card-summary {
  flex: 0 0 auto;
  font-size: 12px;
  font-weight: 700;
  color: var(--retirement-calculator-advanced-teal-dark);
  white-space: nowrap;
}
.retirement-calculator-advanced-person-card-body { margin-top: 12px; min-width: 0; }
.retirement-calculator-advanced-person-card--collapsed .retirement-calculator-advanced-person-card-body { display: none; }
.retirement-calculator-advanced-person-card-subhint { margin: 0 0 10px; font-size: 11.5px; color: var(--retirement-calculator-advanced-text-muted); line-height: 1.5; }

/* Results panel */
.retirement-calculator-advanced-results-panel { display: flex; flex-direction: column; gap: 18px; }

.retirement-calculator-advanced-hero-card {
  background: linear-gradient(135deg, var(--retirement-calculator-advanced-navy) 0%, var(--retirement-calculator-advanced-navy-mid) 100%);
  color: var(--retirement-calculator-advanced-white);
  padding: 32px;
  border-radius: 16px;
  text-align: center;
}
.retirement-calculator-advanced-hero-card--split { padding: 24px 16px; }
.retirement-calculator-advanced-hero-card--surplus .retirement-calculator-advanced-hero-amount { color: var(--retirement-calculator-advanced-teal-light); }
.retirement-calculator-advanced-hero-card--gap .retirement-calculator-advanced-hero-amount { color: #F87171; }
.retirement-calculator-advanced-hero-label { font-size: 13px; opacity: 0.7; margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.08em; }
.retirement-calculator-advanced-hero-amount { font-size: 42px; font-weight: 800; color: var(--retirement-calculator-advanced-teal-light); margin-bottom: 8px; word-break: break-word; }
.retirement-calculator-advanced-hero-card--split .retirement-calculator-advanced-hero-amount { font-size: 32px; margin-bottom: 0; }
.retirement-calculator-advanced-hero-sub { font-size: 14px; opacity: 0.75; }

.retirement-calculator-advanced-note-card {
  background: rgba(13, 148, 136, 0.08);
  border: 1.5px solid var(--retirement-calculator-advanced-teal);
  border-radius: 12px;
  padding: 14px 16px;
}
.retirement-calculator-advanced-note-card p { margin: 0; font-size: 13px; line-height: 1.55; color: var(--retirement-calculator-advanced-teal-dark); font-weight: 600; }
.retirement-calculator-advanced-note-card p + p { margin-top: 8px; }

.retirement-calculator-advanced-warn-card {
  background: rgba(217, 119, 6, 0.08);
  border: 1.5px solid var(--retirement-calculator-advanced-amber);
  border-radius: 12px;
  padding: 14px 16px;
}
.retirement-calculator-advanced-warn-card p { margin: 0; font-size: 12.5px; line-height: 1.55; color: #92400E; font-weight: 600; }

.retirement-calculator-advanced-unreachable-msg {
  background: rgba(220, 38, 38, 0.08);
  border: 1.5px solid var(--retirement-calculator-advanced-red);
  color: var(--retirement-calculator-advanced-red);
  border-radius: 12px;
  padding: 14px 16px;
  font-size: 13px;
  font-weight: 600;
  line-height: 1.5;
}

/* Stats grid */
.retirement-calculator-advanced-stats-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.retirement-calculator-advanced-stats-grid--3 { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 640px) { .retirement-calculator-advanced-stats-grid--3 { grid-template-columns: 1fr; } }
.retirement-calculator-advanced-stat-card { background: var(--retirement-calculator-advanced-white); border: 1px solid var(--retirement-calculator-advanced-gray-mid); border-radius: 12px; padding: 14px; text-align: center; }
.retirement-calculator-advanced-stat-label { font-size: 10.5px; color: var(--retirement-calculator-advanced-text-muted); margin-bottom: 4px; text-transform: uppercase; letter-spacing: 0.03em; }
.retirement-calculator-advanced-stat-val { font-size: 15px; font-weight: 800; color: var(--retirement-calculator-advanced-navy); word-break: break-word; }

/* Donut chart */
.retirement-calculator-advanced-donut-wrap { display: flex; justify-content: center; flex-direction: column; align-items: center; }
.retirement-calculator-advanced-donut { max-width: 170px; height: auto; filter: drop-shadow(0 4px 10px rgba(15, 23, 42, 0.18)); }
.retirement-calculator-advanced-donut-center-label {
  font-size: 8px;
  font-weight: 700;
  letter-spacing: 0.06em;
  fill: var(--retirement-calculator-advanced-text-muted);
}
.retirement-calculator-advanced-donut-center-value { font-size: 15px; font-weight: 800; fill: var(--retirement-calculator-advanced-navy); }
.retirement-calculator-advanced-donut-seg { transition: stroke-dasharray 0.6s cubic-bezier(0.22, 1, 0.36, 1); }
.retirement-calculator-advanced-donut-legend { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; margin-top: 8px; font-size: 11.5px; color: var(--retirement-calculator-advanced-text-muted); }
.retirement-calculator-advanced-donut-legend-item { display: flex; align-items: center; gap: 6px; }
.retirement-calculator-advanced-donut-legend-swatch { width: 10px; height: 10px; border-radius: 3px; display: inline-block; }

/* Bar chart */
.retirement-calculator-advanced-bar-chart-wrap { overflow-x: auto; }
.retirement-calculator-advanced-bar-chart { width: 100%; height: 180px; display: block; }
.retirement-calculator-advanced-bar-chart-seg { transition: height 0.4s ease; }
.retirement-calculator-advanced-bar-chart-axis-label { font-size: 6px; fill: var(--retirement-calculator-advanced-text-muted); }
.retirement-calculator-advanced-bar-chart-zero-line { stroke: var(--retirement-calculator-advanced-gray-mid); stroke-width: 0.6; }

/* Fan / percentile chart (Monte Carlo) */
.retirement-calculator-advanced-fan-chart-wrap { overflow-x: auto; }
.retirement-calculator-advanced-fan-chart { width: 100%; height: 220px; display: block; }
.retirement-calculator-advanced-fan-line-p10 { fill: none; stroke: var(--retirement-calculator-advanced-red); stroke-width: 1.6; }
.retirement-calculator-advanced-fan-line-p50 { fill: none; stroke: var(--retirement-calculator-advanced-navy); stroke-width: 2; }
.retirement-calculator-advanced-fan-line-p90 { fill: none; stroke: var(--retirement-calculator-advanced-teal); stroke-width: 1.6; }
.retirement-calculator-advanced-fan-band { fill: rgba(13, 148, 136, 0.08); }
.retirement-calculator-advanced-fan-axis-label { font-size: 6.5px; fill: var(--retirement-calculator-advanced-text-muted); }

/* Chart / table cards */
.retirement-calculator-advanced-chart-card, .retirement-calculator-advanced-table-card {
  background: var(--retirement-calculator-advanced-white);
  border: 1px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 16px;
  padding: 18px;
}
.retirement-calculator-advanced-chart-title { font-size: 12.5px; font-weight: 700; color: var(--retirement-calculator-advanced-navy); text-transform: uppercase; letter-spacing: 0.04em; margin-bottom: 12px; }

/* Table */
.retirement-calculator-advanced-table-wrap {
  background: var(--retirement-calculator-advanced-white);
  border: 1px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 12px;
  overflow: hidden;
  max-height: 360px;
  overflow-y: auto;
}
.retirement-calculator-advanced-table { width: 100%; border-collapse: collapse; font-size: 13px; }
.retirement-calculator-advanced-table th {
  position: sticky;
  top: 0;
  background: var(--retirement-calculator-advanced-navy);
  color: white;
  text-align: right;
  padding: 10px 14px;
  font-weight: 600;
  font-size: 11.5px;
  text-transform: uppercase;
  letter-spacing: 0.03em;
}
.retirement-calculator-advanced-table th:first-child, .retirement-calculator-advanced-table td:first-child { text-align: left; }
.retirement-calculator-advanced-table td {
  padding: 9px 14px;
  text-align: right;
  border-bottom: 1px solid var(--retirement-calculator-advanced-gray-mid);
  color: var(--retirement-calculator-advanced-text);
  white-space: nowrap;
}
.retirement-calculator-advanced-table td:first-child { text-align: left; }
.retirement-calculator-advanced-table tr:nth-child(even) { background: var(--retirement-calculator-advanced-gray); }

/* Reference-point comparison cards (Tab 3: SSA claiming ages) */
.retirement-calculator-advanced-compare-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
@media (max-width: 640px) { .retirement-calculator-advanced-compare-grid { grid-template-columns: 1fr; } }
.retirement-calculator-advanced-compare-card {
  background: var(--retirement-calculator-advanced-white);
  border: 1.5px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 14px;
  padding: 16px;
  text-align: center;
}
.retirement-calculator-advanced-compare-card--highlight { border-color: var(--retirement-calculator-advanced-teal); background: rgba(13, 148, 136, 0.06); }
.retirement-calculator-advanced-compare-card-label { font-size: 11px; font-weight: 700; color: var(--retirement-calculator-advanced-text-muted); text-transform: uppercase; letter-spacing: 0.04em; margin-bottom: 6px; }
.retirement-calculator-advanced-compare-card-age { font-size: 13px; font-weight: 700; color: var(--retirement-calculator-advanced-navy); margin-bottom: 8px; }
.retirement-calculator-advanced-compare-card-monthly { font-size: 22px; font-weight: 800; color: var(--retirement-calculator-advanced-teal-dark); }
.retirement-calculator-advanced-compare-card-annual { font-size: 12px; color: var(--retirement-calculator-advanced-text-muted); margin-top: 4px; }

/* Bucket breakdown cards (Tab 5: tax-aware withdrawals) */
.retirement-calculator-advanced-bucket-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
@media (max-width: 640px) { .retirement-calculator-advanced-bucket-grid { grid-template-columns: 1fr; } }
.retirement-calculator-advanced-bucket-card { background: var(--retirement-calculator-advanced-white); border: 1px solid var(--retirement-calculator-advanced-gray-mid); border-radius: 12px; padding: 14px; text-align: center; }
.retirement-calculator-advanced-bucket-card-label { font-size: 11px; font-weight: 700; color: var(--retirement-calculator-advanced-text-muted); text-transform: uppercase; letter-spacing: 0.03em; margin-bottom: 6px; }
.retirement-calculator-advanced-bucket-card-val { font-size: 17px; font-weight: 800; color: var(--retirement-calculator-advanced-navy); }
.retirement-calculator-advanced-bucket-card-sub { font-size: 11px; color: var(--retirement-calculator-advanced-text-muted); margin-top: 4px; }

/* Export */
.retirement-calculator-advanced-export-row { display: flex; gap: 10px; flex-wrap: wrap; }
.retirement-calculator-advanced-export-btn {
  flex: 1;
  min-width: 100px;
  background: var(--retirement-calculator-advanced-white);
  border: 1.5px solid var(--retirement-calculator-advanced-gray-mid);
  border-radius: 10px;
  padding: 10px 14px;
  font-size: 13.5px;
  font-weight: 600;
  font-family: inherit;
  color: var(--retirement-calculator-advanced-navy);
  cursor: pointer;
  transition: border-color .15s ease, background .15s ease;
}
.retirement-calculator-advanced-export-btn:hover { border-color: var(--retirement-calculator-advanced-teal); background: var(--retirement-calculator-advanced-gray); }

.retirement-calculator-advanced-disclaimer { margin-top: 20px; font-size: 11.5px; color: var(--retirement-calculator-advanced-text-muted); line-height: 1.6; text-align: center; }

.retirement-calculator-advanced-loading-msg { text-align: center; padding: 24px; font-size: 13.5px; font-weight: 700; color: var(--retirement-calculator-advanced-teal-dark); }

@media (max-width: 640px) {
  .retirement-calculator-advanced-header { padding: 28px 20px; }
  .retirement-calculator-advanced-header h2 { font-size: 24px; }
  .retirement-calculator-advanced-hero-amount { font-size: 30px; }
  .retirement-calculator-advanced-export-row { flex-direction: column; }
  .retirement-calculator-advanced-stats-grid { grid-template-columns: 1fr; }
  .retirement-calculator-advanced-person-card-head { flex-wrap: wrap; }
  .retirement-calculator-advanced-person-card-summary { width: 100%; text-align: left; }
}