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Rent Calculator

🏠 Rent Calculator

Calculate monthly rent costs, affordability & more

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πŸ“Š Your Results

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Annual Cost
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Lease Total
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Move-In Cost
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Rent-to-Income
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🎯 Affordability Meter β€”

Enter your monthly income to see affordability.

πŸ“‚ View Full Cost Breakdown β–Ό
Base Rentβ€”
Utilitiesβ€”
Parkingβ€”
Renters Insuranceβ€”
Monthly Subtotalβ€”
Security Depositβ€”
Pet Depositβ€”
Total Move-In Costβ€”

🏠 Unit A

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🏒 Unit B

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🏠 Unit A β€” Results

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Annual Totalβ€”
Move-In Costβ€”
12-Month Totalβ€”

🏒 Unit B β€” Results

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Annual Totalβ€”
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12-Month Totalβ€”
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πŸ“ The 30% Rule

Most financial advisors recommend spending no more than 30% of your gross monthly income on rent. This leaves room for savings, food, and unexpected expenses.

πŸ” Read the Lease

Always read the full lease before signing. Look for clauses about early termination, pet policies, subletting, and annual rent increase limits.

πŸ›‘οΈ Get Renters Insurance

Renters insurance typically costs $15–$30/month and protects your personal belongings from theft, fire, and water damage. It's well worth the investment.

πŸ’° Negotiate Your Rent

Don't be afraid to negotiate. Offer to sign a longer lease, pay multiple months upfront, or move in during off-peak season (Jan–Mar) for better rates.

πŸ“Έ Document Everything

Take photos and videos of the entire apartment before moving in. Email them to your landlord. This protects your security deposit when you move out.

πŸ“… Plan for Hidden Costs

Budget for first month, last month, and security deposit (up to 3x rent). Also factor in moving costs, new furniture, setup fees, and connection deposits.